I have worked in Financial Services since 1993 in which time I have undertaken a significant number of qualifications, the most recent one I achieved was the "Diploma in Financial Planning" awarded by the Chartered Insurance Institute.
My financial services career commenced in 1993 as a Financial Consultant with Prudential Assurance Company Ltd. where I would advise clients on Investment, Pension and Life Assurance Planning.
After leaving Prudential in 2001 I became an Independent Financial Adviser (IFA) and practiced as such throughout the North West.
After 9 years as an IFA I saw that I could provide clients with a better service and the best possible advice by becoming a Partner Practice of St. James's Place.
Now, I focus on promoting the development of lifelong relationships with clients, helping them to secure the financial futures of themselves and their families through the breadth of wealth management and financial planning services that I offer.
Away from the office my interests are football, keeping fit and watching live music.
He has always put my interests first by giving sound and trustworthy advice. The service and support has always been exceptional. I would not hesitate in recommending him to anyone.
Rick has provided great support and advice in identifying the correct financial plans and solutions for my wife and I. He listens carefully and explains each options concisely and clearly. I would recommend Rick to anyone wanting honest and transparent advice.
Rick has been dealing with our financial planning for well over 10 years. He has always listened to our requirements and provided options with explanations to meet our needs. We have found him honest and reliable and would not hesitate to recommend him to anyone.
Rick Hughes has handled our financial affairs over many years - always with integrity and giving sound and reliable advice - which we followed - successfully. We will be very happy to use his advice for many years to come, and have no hesitation in recommending him to anyone. The service he gives...
We feel extremely fortunate to have Rick as our financial adviser. He provides us with clear advice that has proved very beneficial. When sorting out our complex pension history he worked very hard to clarify and organise the best arrangement; he was always available to advise and re-assure us an...
I would not hesitate to recommend Mr Rick Hughes my financial adviser to anyone. He is a very well mannered man, very informative and gives me trustworthy advice. He explains everything I don't understand and makes me feel at ease. I am very happy with the service he has given to me and my family...
I would have no hesitation in recommending Rick to any prospective client. Indeed I know already that he has gained 2 clients from my advice of his exceptionally friendly way of providing concise, clear and uncomplicated advice to suit individual needs. Personally I have been with him since his P...
Over the last two years Rick has demonstrated sound and conservative financial ability suited to our needs. He makes regular visits to our home and is readily available by telephone. We would not hesitate in recommending him to anyone.
Rick has been our financial adviser for 20 years. He has always given us exceptional service, providing sound and sensible advice and this has been proven by the wise investments which has built our healthy portfolio. We would not hesitate in recommending him.
I have been a client of Rick Hughes at Cheshire Lifestyle since 2006. He has always offered sound financial advice based on my requirements and long term goals in my retirement. He keeps in regular contact and I feel that he really does care about my finances and making the investment work for me...
I have been a client of his for 7 years, during that time I have received good sound financial planning and advice. He is a trustworthy person who possesses a great deal of financial knowledge. The service and support on all my financial matters has always been exceptional. I would not hesitate i...
He has always put my interests first by giving sound financial and trustworthy advice. He is a person who possesses a wealth of financial knowledge and demonstrates that by giving clear and understandable advice. I have always received excellent service and support from him, therefore, I would no...
I have been a client of Rick Hughes for almost fifteen years. His advice has been trustworthy and sound. He has always been available with his support and service and would recommend him to anyone.
As relatively modest investors we have been using Rick for over 10 years. During this time we have found him to be very professional with a good understanding of our requirements from the investments. The advice he gives is understandable and tailored to our needs. I would have no hesitation in r...
He has always put my interests first by giving sound and trustworthy advice. The service and support has been exceptional and I would not hesitate in recommending him.
He has helped us with our pensions and our mortgage and on these occasions he has give us sound straightforward advice. He sorted out the paperwork for my pension, which made it easy to understand. We have found that he has given us useful, trustworthy, honest and helpful advice. We would not hes...
Rick has provided excellent advice over the last 3 years. His support and service has always been exceptional. I would not hesitate in recommending him to anyone who requires financial advice.
Over the last two years Rick has demonstrated sound and conservative financial ability suited to our needs. He makes regular visits to our home and is readily available by telephone. We would not hesitate in recommending him to anyone.
We always found him to be honest with us about our investments and advising us on fluctuations in the market. He listens to us and takes our wishes into consideration before investing for us. He follows up with a straightforward record of our investments.
He has been our financial adviser for the past 9 years, advising on pension, ISA's and investments. I trust his advice and his support and back up service has never failed. I recommend him to anyone.
Mr Hughes has provided valued advice on all our savings and investment options. The information he has given is always clear and well explained. I would be happy to recommend him to anyone requiring such advice.
Mr Hughes has been my adviser for many years. I have always been happy with any advice given and satisfied with the investments we have made.
He has always put my interests first by giving sound and trustworthy advice. The service and support has always been exceptional. I would not hesitate in recommending him to anyone.
Rick has provided great support and advice in identifying the correct financial plans and solutions for my wife and I. He listens carefully and explains each options concisely and clearly. I would recommend Rick to anyone wanting honest and transparent advice.
Rick has been dealing with our financial planning for well over 10 years. He has always listened to our requirements and provided options with explanations to meet our needs. We have found him honest and reliable and would not hesitate to recommend him to anyone.
Rick Hughes has handled our financial affairs over many years - always with integrity and giving sound and reliable advice - which we followed - successfully. We will be very happy to use his advice for many years to come, and have no hesitation in recommending him to anyone. The service he gives...
We feel extremely fortunate to have Rick as our financial adviser. He provides us with clear advice that has proved very beneficial. When sorting out our complex pension history he worked very hard to clarify and organise the best arrangement; he was always available to advise and re-assure us an...
I would not hesitate to recommend Mr Rick Hughes my financial adviser to anyone. He is a very well mannered man, very informative and gives me trustworthy advice. He explains everything I don't understand and makes me feel at ease. I am very happy with the service he has given to me and my family...
I would have no hesitation in recommending Rick to any prospective client. Indeed I know already that he has gained 2 clients from my advice of his exceptionally friendly way of providing concise, clear and uncomplicated advice to suit individual needs. Personally I have been with him since his P...
Over the last two years Rick has demonstrated sound and conservative financial ability suited to our needs. He makes regular visits to our home and is readily available by telephone. We would not hesitate in recommending him to anyone.
Rick has been our financial adviser for 20 years. He has always given us exceptional service, providing sound and sensible advice and this has been proven by the wise investments which has built our healthy portfolio. We would not hesitate in recommending him.
I have been a client of Rick Hughes at Cheshire Lifestyle since 2006. He has always offered sound financial advice based on my requirements and long term goals in my retirement. He keeps in regular contact and I feel that he really does care about my finances and making the investment work for me...
I have been a client of his for 7 years, during that time I have received good sound financial planning and advice. He is a trustworthy person who possesses a great deal of financial knowledge. The service and support on all my financial matters has always been exceptional. I would not hesitate i...
He has always put my interests first by giving sound financial and trustworthy advice. He is a person who possesses a wealth of financial knowledge and demonstrates that by giving clear and understandable advice. I have always received excellent service and support from him, therefore, I would no...
I have been a client of Rick Hughes for almost fifteen years. His advice has been trustworthy and sound. He has always been available with his support and service and would recommend him to anyone.
As relatively modest investors we have been using Rick for over 10 years. During this time we have found him to be very professional with a good understanding of our requirements from the investments. The advice he gives is understandable and tailored to our needs. I would have no hesitation in r...
He has always put my interests first by giving sound and trustworthy advice. The service and support has been exceptional and I would not hesitate in recommending him.
He has helped us with our pensions and our mortgage and on these occasions he has give us sound straightforward advice. He sorted out the paperwork for my pension, which made it easy to understand. We have found that he has given us useful, trustworthy, honest and helpful advice. We would not hes...
Rick has provided excellent advice over the last 3 years. His support and service has always been exceptional. I would not hesitate in recommending him to anyone who requires financial advice.
Over the last two years Rick has demonstrated sound and conservative financial ability suited to our needs. He makes regular visits to our home and is readily available by telephone. We would not hesitate in recommending him to anyone.
We always found him to be honest with us about our investments and advising us on fluctuations in the market. He listens to us and takes our wishes into consideration before investing for us. He follows up with a straightforward record of our investments.
He has been our financial adviser for the past 9 years, advising on pension, ISA's and investments. I trust his advice and his support and back up service has never failed. I recommend him to anyone.
Mr Hughes has provided valued advice on all our savings and investment options. The information he has given is always clear and well explained. I would be happy to recommend him to anyone requiring such advice.
Mr Hughes has been my adviser for many years. I have always been happy with any advice given and satisfied with the investments we have made.
He has always put my interests first by giving sound and trustworthy advice. The service and support has always been exceptional. I would not hesitate in recommending him to anyone.
The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.